If you have a dispute with an insurance company, get legal advice.
Your insurance policy will set out what you are covered for.
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Even if you know the other driver is not going to make a claim you still have a duty of disclosure to report it to your insurer. It’s a good idea to report any accident to your insurer even if you decide not to make a claim against your insurance, because the other driver may decide to make a claim against you. This is a requirement of most insurance policies. If you have a car insurance policy, you should let your insurer know about the accident as soon as possible. It’s a criminal offence not to give this information to the police, or to give false information about a traffic accident. This may include witnesses or passengers or other people not involved in the accident. The police can also ask for information about any vehicle, person, animal or property involved in the accident or how the accident happened.
The police have wide powers to get information about traffic accidents.
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If the police come to the accident scene, they may test any drivers involved for drugs or alcohol and ask you questions about what happened. In an emergency, call 000.Ĭar accidents must be reported to the police if there’s any damage to vehicles or other property or if anyone is injured or dies. If you or someone else is injured because of a car accident, call the police.
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